Lease vs Buy: Car Cost Comparison

Compare the total out-of-pocket cost of leasing versus financing a car over the same term.

Lease Monthly Payment

Due at Signing

Term (months)

Vehicle Price

Down Payment

Loan APR

Estimated Resale Value at End of Term

Total Lease Cost$18,700

Total Financing Cost$38,515

Net Cost After Resale$18,515

Buying (Financing) is the lower-cost option by$185

Estimate only. Actual lease and loan terms vary by lender, credit profile, and vehicle.

Better credit means better rates on everything above.